Wednesday, July 27, 2011


I suppose I have been a lucky girl since I made this far in life without being stranded on the side of the road! Last Wednesday my luck ran completely out.

I was on my way to the office to meet a client, earlier than I normally start my day. I was driving on I-65 when my oil light came on and I started to hear a ding. I was between exits and thought, hmm I better get off at the next exit and see if someone can check my oil. I was pretty sure oil was not the problem since my hubby checks my oil each and every morning without fail before he leaves for work. my temperature gauge shows the car is getting hot. Where is the heater switch, I remember Mick saying to turn the heater on when the car is running hot and it will cool off quickly, wait I can't find it and now my car is starting to slow down. Did it go dead? No the motor is running and I have the gas pedal pushed down but...oh no I better get off the road while it is still rolling before someone moves me off.

Thankfully I was able to roll off the road and here I sit in my car with every light that can possibly be lit up, lit up! It is coming a mighty downpour and the humidity is unbearable. I can feel the wind pushing on my car as trucks come flying by, this is dangerous, what on earth am I going to do???

I wanted to scream but no one would hear me, I thought about crying but it wasn't going to do any good and there was no one to give me sympathy. I took a deep breath and phoned Mick who immediately ordered a wrecker truck, in the mean time I dialed my insurance agent and yes I have roadside assistance with my policy. YAY. Now I sit and wait. It soon occured to me that once the wrecker arrived I would not have any means of transportation so I called Mother and Daddy and they agreed to come to my rescue. I told them where I was located and about 30 minutes later they arrived in convoy pulling in behind me. Shortly after, Wheeler's Wrecker Service was pulling in front of my little T-Bird.

By now I was wet with sweat and when I stepped out of the car my foot sunk into a mudslide. I got around to the passenger side of my car and started to unload my things into Mom's car, she hopped into the truck to ride with Daddy and slowly but surely my muddy stinky self was on my way to the office to start my day.

I had my car towed to Ernest McCarty Ford in Alabaster, AL. They didn't even get a chance to look at my car until the next afternoon. Surprisingly it has a safety mechanism that shuts the motor down so as to not do major damage when there is a problem. All of this and I had a pinhole in a hose which had to be ordered, meaning I would not be able to get my car until Monday evening. $68 for parts $150 for labor and all is well.

I guess eventually it will happen to everyone. I always felt bad for the stranded motorist and was glad it was not me. Having a car to drive was so nice but on Monday afternoon when I crawled into my little white Thunderbird, I breathed a sigh of relief, put it in drive and hit the road feeling cool, comfortable and very thankful! :)

My name is Valerie Springer nmls 198479, Home Mortgage Expert and writer for Ask Val in Birmingham, Alabama. You may contact me by email at or call 205-314-4775.

Wednesday, July 20, 2011


If you are interested in purchasing a home with 100% financing then Emerald Ridge in Calera, AL may be the answer to your prayers. If you need further information or pre-approval, please give me a call. I would be honored to help you with your financing.

These homes are beautifully built on level lots. Structures Inc. pays attention to the details. Amazing with so many extra's in these priced homes. You must see for yourself.

Please contact Valerie Springer for pre-approval and more information.

PS The community swimming pool is beautiful and so inviting on these hot summer days!

My name is Valerie Springer nmls 198479, Home Mortgage Expert and writer for Ask Val in Birmingham, Alabama. You may contact me by email at or call 205-314-4775.div>

Monday, July 11, 2011


Today is a day of celebration for me, my family and my friends. Two years ago today was my first day without a cigarette in my quest to "kick the habit" and I have never looked back.

No small undertaking for me. I knew it was a nasty habit, not very lady-like and it smelled bad but I surely did love to smoke...It was relaxing when I was chilling out, it was a wake-up in the morning when I was tired, it was a great way to think out solutions, it was the best nerve "pill" available and on July 11, 2009, it was my time to quit smoking.

It has now been two years since I have held a cig between my lips and I am still blown away each and every time I remember "I do not smoke"! Proof that God is still performing miracles.

Yesterday after church Mick and I went to lunch with my parents, daughter and her fiance' David. Mick reminded everyone of today. My Daddy was a smoker too who quit in 1987 and Mick quit in 2007. Daddy and I both agreed we still have the urge to smoke from time to time but it no longer consumes our every thought. Occasionally something will happen to trigger the memory but it is a fleeting thought.

If you are a smoker who needs help, talk to me, I would love to share my story with you. I am so thankful for those positive influences in my life. Debbie Hutchins and Gerald Castello both were inspiring to me as I knew how they loved to smoke as much as I did. My family and friends who prayed tirelessly for me to have strength and my Lord and Savior Jesus Christ who held me up when I didn't think I could stand on my own.

Thank you all for standing by me and thank you Mick for putting up with me at my worst! :)


My name is Valerie Springer nmls 198479, Home Mortgage Expert and writer for Ask Val in Birmingham, Alabama. You may contact me by email at or call 205-314-4775..